NC-5 · House
election-day forecast · ground-up model · as of 2026-10-02
The district, in brief
North Carolina's 5th is on a map first used in 2026. The text lists all of Alexander, Alleghany, Ashe, Caldwell, Rockingham, Stokes, Surry, Watauga and Wilkes counties and portions of Guilford County; it does not say how the lines changed. The facts record a 2024 presidential two-party margin of -17.9 for the Democrat on the current lines.
The incumbent is Republican Virginia Foxx, re-elected with 59.5% in 2024. She won her primary with 74.5% over Joey Osborne (11.0%), Steve Girard (8.9%) and Chad Williams (5.5%); Kevin Berger, son of state senator Phil Berger, declined to run. The Democratic nominee is Chuck Hubbard, a retired newspaper reporter and the 2024 nominee, who beat Kyah Creekmore 56.7% to 43.3%. Libertarian Robert Luffman is also standing; independent David Clayton withdrew. As of June 30, 2026 Foxx had raised $1,662,604 with $3,369,069 on hand; Hubbard $394,695 with $99,815 on hand.
Every rater listed calls the seat R: Decision Desk HQ (July 14, 2026), the Cook Political Report (February 6, 2025), Inside Elections (March 7, 2025) and Sabato's Crystal Ball (April 10, 2025). The text records no district polls.
A paragraph quoting a model forecast from the day this brief was written is omitted; the current forecast is at the top of this page.
The facts, each beside its sentence
The incumbent is Republican Virginia Foxx, who was re-elected with 59.5% of the vote in 2024.
The incumbent is Republican Virginia Foxx
Chuck Hubbard, retired newspaper reporter and nominee for this district in 2024
Virginia Foxx, incumbent U.S. representative
Chuck Hubbard, retired newspaper reporter and nominee for this district in 2024
Virginia Foxx, incumbent U.S. representative
who was re-elected with 59.5% of the vote in 2024
The 5th district includes all of Alexander, Alleghany, Ashe, Caldwell, Rockingham, Stokes, Surry, Watauga, and Wilkes counties, as well as portions of Guilford County.
candidate: Virginia Foxx (incumbent) votes: 53627 percentage: 74.5
Decision Desk HQ R July 14, 2026 The Cook Political Report R February 6, 2025
| Virginia Foxx (R) $1,662,604 $1,204,804 $3,369,069
Kevin Berger, chair of the Rockingham County board of commissioners and son of state senator Phil Berger
David Clayton, digital marketing consultant
Not in the source: No district polls in the text; the model's basis also says no district polls.; No presidential results in the text; only the facts' 2024 two-party baseline is available.; No endorsements are listed.; The text does not describe how the 2026 lines differ from the previous map.
Read from the district's section of Wikipedia's state page (CC BY-SA), archived as 828929623813; written by claude-fable-5-1 (batch reader) on 2026-09-30 and checked mechanically: every quote occurs verbatim in the archived text, every number in the brief occurs in the inputs. No probability here is the reader's.
Who holds the seat now
Virginia Foxx (Republican), in this chamber since 2005, 11 terms. Committees: House Committee on Oversight and Government Reform; House Committee on Education and Workforce; House Committee on Rules (Chair).
From the congress-legislators dataset (CC0), archived as ae8cb9477c48. For a Senate race this lists both of the state's senators; the one whose term ends in the election year holds the seat on the ballot. For a House district redrawn for 2026 it is the member elected under the old lines with this number, who may be running elsewhere; the dossier above names who is running here.
How it has voted for president
| Two-party margin | 2016 | 2020 | 2024 |
|---|---|---|---|
| President | R+20.3 | R+19.7 | R+22.0 |
A shift of 1.7 points toward the Republicans from 2016 to 2024. county returns placed on the current lines by 2020 block population; MEDSL county file (2016), an MIT-licensed county file (2020, checked against certified state results) and MEDSL precinct returns (2024). For a district split across counties this is an estimate, and where the state published the exact 2024 figure for these lines, that exact figure is the one the model uses.
Who are the voters?
| Group (adults 25+) | Share of adults | Turnout 2020 / midterm | Share of a midterm electorate | Est. Democratic share, 2020 |
|---|---|---|---|---|
| White, no degree | 54% | 57% / 41% | 51% | 14% |
| White, degree | 20% | 78% / 64% | 30% | 63% |
| Black | 16% | 62% / 40% | 15% | 92% |
| Hispanic | 5% | 24% / 17% | 2% | 56% |
| Asian | 2% | 49% / 16% | 1% | 69% |
| Other / multiracial | 2% | 59% / 42% | 2% | 45% |
Of about 512,439 adults 25 and over. In 2020 the district voted 41.9% Democratic (two-party) for president. With the same preferences and a 2022-style midterm turnout, it would vote 41.6% Democratic: the midterm electorate alone moves the margin 0.6 points toward Republicans. Group shares are estimated from how results vary across the state's census tracts (ecological inference, anchored to Pew's 2020 validated-voter figures) and calibrated to this district's actual 2020 vote; turnout is the Census survey's state rate by race and national rate by education, whose state samples carry margins of several points.
Not answered here: how each group will vote in 2026. These are 2020 preferences; this profile is description, not yet an input to the forecast.
The money
| Candidate | Raised | Cash on hand | PAC share | Self-funded | Outside $ for | Outside $ against |
|---|---|---|---|---|---|---|
| Foxx, Virginia Ann (REP) incumbent | $1,662,604 | $3,369,069 | 25% | 0% | $0 | $339,955 |
| Hubbard, Chuck (DEM) challenger | $394,695 | $99,815 | 0% | 0% | $0 | $0 |
| Clayton, David (IND) challenger · not on our roster | $70,466 | $10,528 | 0% | 0% | $0 | $0 |
| Creekmore, Kyah (DEM) challenger · not on our roster | $7,430 | $837 | 0% | 5% | $0 | $0 |
FEC bulk candidate summaries through June 30, 2026; $339,955 of independent expenditures for or against these candidates this cycle (FEC Schedule E, types 24E and 24A), which is the parties' and outside groups' own revealed view of whether this seat is in play.
The district in numbers
| Measure | District | Nation | Difference |
|---|---|---|---|
| Bachelor's degree or higher, 25+ | 26.9% | 34.9% | -8.0 pts |
| White, non-Hispanic | 69.0% | 58.2% | +10.8 pts |
| Black, non-Hispanic | 17.0% | 12.0% | +5.1 pts |
| Hispanic or Latino | 8.1% | 19.0% | -10.9 pts |
| Asian, non-Hispanic | 2.1% | 5.8% | -3.7 pts |
| Foreign-born | 6.3% | 13.9% | -7.6 pts |
| Median age | 41.7 | 39.2 | 2.5 |
| Median household income | $62,415 | $84,362 | $-21,947 |
| Median home value | $211,895 | $379,737 | $-167,842 |
| Owner-occupied homes | 68.2% | 65.1% | +3.1 pts |
| Unemployment, July 2026 (BLS county data) | 3.9% | 4.4% | -0.5 pts |
| Change in unemployment, past 12 months | -0.4 pts | — | — |
| Change since the last election (24 months) | -0.4 pts | — | — |
| Unemployment (ACS) | 5.5% | 5.2% | +0.3 pts |
| Federal government workers | 1.5% | 2.6% | -1.2 pts |
| Work from home | 9.1% | 13.5% | -4.4 pts |
| Households on SNAP | 14.9% | 11.8% | +3.1 pts |
| Households with Social Security income | 36.2% | 31.2% | +5.0 pts |
| Households with public assistance income | 2.0% | 2.7% | -0.6 pts |
| Moved in from another state, past year | 2.0% | 2.3% | -0.3 pts |
| Gini index | 0.40 | 0.44 | -0.04 |
| Per-capita personal income (BEA), 2024 | $56,570 | $73,248 | $-16,678 |
| Per-capita income growth since 2019, nominal, 2024 | 35.8% | 32.0% | +3.8 pts |
| Government and other transfers, share of income, 2024 | 27.0% | 19.6% | +7.4 pts |
| Social Security, share of income, 2022 | 8.7% | 5.8% | +2.9 pts |
| Medicare, share of income, 2022 | 6.5% | 4.5% | +2.0 pts |
| Medicaid, share of income, 2022 | 3.9% | 4.0% | -0.0 pts |
| SNAP, share of income, 2022 | 1.1% | 0.6% | +0.4 pts |
| Earned Income Tax Credit, share of income, 2022 | 0.5% | 0.4% | +0.2 pts |
| Veterans' benefits, share of income, 2022 | 1.1% | 0.9% | +0.3 pts |
| Federal civilian jobs, share of all jobs, 2022 | 0.7% | 1.3% | -0.6 pts |
| Military jobs, share of all jobs, 2022 | 0.4% | 0.9% | -0.6 pts |
ACS 5-year 2023, assembled from census tracts by the 2020 population of their blocks inside the current lines, because the Bureau has not tabulated these lines; medians are population-weighted means of tract medians. Unemployment is the BLS county series placed on the district by block population, not seasonally adjusted, so changes are same-month comparisons. Income, transfers and jobs are BEA county accounts placed the same way, compared with the average district. Every other figure is a named column of a named table in the Bureau's summary file, archived before it was read. This is what a reader knows about a district before looking at a poll; the model does not yet use it, and whether it should is a registered question.
Who is favoured, and by how much?
The 90% interval runs from -22.2 to +8.0 points, D-R. It is wide because this district has never been polled.
What is this built on?
A model trained on every contested House race 2012-2024 predicts this district's lean from its own record: presidential and House results on the current lines, incumbency, both candidates' prior offices, outside and party money before 1 October, demographics and public-assistance shares from the Census release before the election, local unemployment and income, and religious tradition. The national margin comes from presidential approval, the economy, the midterm penalty and the generic ballot corrected for its measured lean. Draws share national and state errors, so the seat total and this district come from the same simulation.
Not answered here: district polls, which are not yet folded in.
Why does the model say this?
Each figure is how far this district's predicted lean moves when that one feature is set to the typical value across 2026 districts, everything else held: 2024 presidential lean (R+16.4): 3.6 pts toward the Republican; outside money balance: 3.1 pts toward the Democrat; 2024 House lean: 2.7 pts toward the Republican; experience gap (-4 levels, D minus R): 2.0 pts toward the Republican; religion: evangelical (33.0%): 0.5 pts toward the Democrat.
How sure is it, and of what?
Total sd 9.18 points, made of the seat's own volatility 92%, correlated polling error 8%. The decomposition is stored with the forecast rather than reconstructed, so a probability whose dominant input is a placeholder is visibly that.
Not answered here: a nowcast. 'If ballots were cast today' needs something that observes today, and for a House district nothing does. Publishing the election-day figure under both labels would make one forecast look like two.
How was this number made?
Run 00a09d4b-7980-4ec5-ada0-077968a87242, house_district_prior/0.2.0, as of 2026-10-02. Promoted by a pre-registered gate: on 2016-2022 its Brier score was 0.036 against 0.049 for the previous method, and on a single 2024 run 0.023 against 0.032 (experiments/district_gate_result.md, with an independent review).